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Individuals and families

A healthy smile can make all the difference. That's why keeping smiles healthy is what we do. Whether enabling you to take care of small dental concerns before they become big problems or making complex dental treatments more affordable, a dental plan from Delta Dental can help you and your family achieve better overall health.



Why Delta Dental?

You and your loved ones deserve great dental coverage to keep your smiles protected. And with Delta Dental, you get it. Our Individual and Family dental plans provide access to the largest network of dentists nationwide and the helpful customer service you expect.

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    The Nation's largest network: As the Nation’s leading provider of dental insurance, we make it easy to keep your smile healthy with the largest network of dentists nationwide, quick answers, and personalized service. 

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    Exceptional cost savings: Delta Dental negotiates lower fees with dentists so you pay less for the care you need to protect your smile and maintain optimal oral health.  

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    Broad selection of plans: Delta Dental offers a wide range of coverage options designed to meet your individual needs, the needs of your family, and your budget. 

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    Self-service tools: Whether locating an in-network dentist or calculating your treatment costs, Delta Dental offers solutions to help you take control of you and your family’s dental health journey.



Individual and family plans

Delta Dental PPOTM

Our preferred-provider option (PPO) plan gives you access to a network of dentists who accept reduced fees for covered services, giving you the lowest possible out-of-pocket costs. 

DeltaCare USA

Our Dental Health Maintenance Organization (DHMO) plan offers low-cost dental coverage and focuses on preventative care. Enjoy minimal or no copayments for preventive care and choose from a large network of dentists to coordinate and manage your oral health needs. 

Delta Dental Patient Direct

This plan offers access to dental services at a discounted rate. You can choose from a panel of participating dentists and pay the discounted fee directly to your dentist at the time of treatment - with no paperwork to file. 

Delta Dental Premier

A fee-for-service plan that offers the largest network of dentists. Dentists under this plan have agreed to contracted fees with Delta Dental so you pay no more than your copay and deductible for covered services. 

Want to compare these plans in greater details? Please see our dental insurance comparison chart.




Dental insurance helps you get the professional care you need to maintain your oral health, including regular teeth cleanings, fluoride and sealant treatments, and other types of preventive and restorative care. Routine brushing and flossing at home is a great place to start, but care from dental professionals is critical to achieving and maintaining a healthy smile and better overall health. 

When shopping for dental insurance there are a number of factors to consider in order to choose the best plan for you and your family. First, evaluate your individual needs and understand your budget. Then, take a look at the different kinds of dental plans available in your area and what’s covered in each plan. You will also want to look at network size and applicable restrictions. 

There are many factors to consider when choosing a dental plan, and one size does not fit all. Consider and try to anticipate the specific coverage needs of each member of your family and evaluate which plan is financially feasible by looking at things like annual maximums and deductibles, along with the type of services that are covered, to ensure that you will receive the level of care your family needs. 

Delta Dental encourages prevention, so generally, services like cleanings, x-rays, and exams are covered from day one. Some services such as fillings, crowns, or bridges may have a waiting period depending on your dental plan. Please review the details of your plan or contact our customer service team for specific information. 



Dental plan resources

Shop for a plan for you and your family.

Delta Dental companies offer individual and family dental plans in most states. Enter your state to learn more.


You will be directed to your local Delta Dental website.

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