PPO: A smart plan for dental coverage

You can choose from many different kinds of dental plans, but Preferred Provider Organizations (PPO) are by far the most popular. In fact, more than 80% of dental insurance plans are PPOs.1

So why have PPO plans emerged as the popular and smart choice? Because PPO plans offer clear advantages as suggested below.

 

Dental coverage is highly valuable.

More than 3 in 4 people in the U.S. have dental insurance,2 making it one of the popular insurance options for Americans.

It’s no wonder so many people value dental coverage when it makes care more affordable by paying all or a share of many procedures – keeping you prepared for both planned and unexpected needs. For instance, routine preventive care – including exams, cleanings and X-rays – from an in-network dentist is typically covered at 100% by most plans. Using free preventive care regularly saves you money upfront and can help you avoid more expensive procedures later on.

A dental plan supports both your oral and overall health, as your dentist can potentially detect signs in your mouth of more than 120 diseases.3,4 Early detection can lead to less costly, less extensive treatment for a range of conditions.

 

A PPO plan can save you more money.

Insurance companies develop a network of dentists who agree to charge you fees that are lower than their usual rates. Those discounts are the deepest when you visit a PPO network dentist.

 

You have options and flexibility.

A PPO plan will offer you a variety of choices from a network of dentists. You also have the flexibility to visit any licensed dentist – even out-of-network dentists— but you can maximize your savings and benefits by visiting a PPO network dentist who has agreed to lower fees. In other words, your out-of-pocket expense is much less. 

 

 

There are more advantages.

In addition to better health, greater savings and more choice and flexibility, with the Delta Dental PPOTM network:

  • Patients can save more than 35% on average by visiting a Delta Dental PPO network dentist compared to the fee the dentist would typically submit for a claim.5
  • You know you will receive quality care because all dentists in our network are credentialed to make certain they meet or exceed our requirements.
  • Claims payments go directly to in-network dentists, so you don’t have to pay the full cost upfront at the dental office and then wait to be reimbursed by the insurance company later.
  • You won’t be balance billed by visiting a dentist in the Delta Dental PPO network. No balance billing means a dentist cannot bill for the difference between their regular fees and the amount they’ve agreed to charge patients in the network.

 

Delta Dental’s PPO network is one of the nation’s largest, with more than 112,000 dentists participating in over 278,000 locations nationwide.6 This not only gives you a great selection of qualified dentists to choose from, but increases the likelihood that your dentist already participates in the network. You can easily find a dentist now in the Delta Dental networks.

 

Get additional resources from Delta Dental

Looking for more information? Delta Dental can help keep your smile healthy with these articles:

 


Sources

1American Student Dental Association

2National Association of Dental Plans

3U.S. Surgeon General Report on Oral Health 2000 – Chapter 3 – Diseases and Disorders

4Application of the international classification of diseases to dentistry and stomatology : ICD-DA. World Health Organization 1995

5Dental Actuarial Analytics 2018 Dental PPO Study, slide 16

6Delta Dental Internal Data