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The national network of Delta Dental companies protects more smiles than any other insurance company. Have a question about coverage or looking for dental insurance? Connect with your Delta Dental company to learn more.

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Delta Dental has the largest network of dentists nationwide. Find the one that’s right for you.

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Cost matters

How much is it going to cost? Want to know before you set foot in the dentist’s office? Get started here. Our Dental Care Cost Estimator tool provides estimated cost ranges for common dental care needs.

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The Dental Care Cost Estimator provides an estimate and does not guarantee the exact fees for dental procedures, what services your dental benefits plan will cover or your out-of-pocket costs. Estimates should not be construed as financial or medical advice. For more detailed information on your actual dental care costs, please consult your dentist or your Delta Dental.

Cost Estimator terms of use

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Information regarding the Cost Estimator content

If you are experiencing a medical or dental emergency, you should seek appropriate emergency medical or dental assistance, such as calling "911."

To begin using the Dental Care Cost Estimator tool, click the Agree button below. By clicking, you agree that you have read the information below, are accessing this information for purposes of determining treatment cost estimates for dental care services you are considering receiving, and will not use the information in this tool for a commercial or anti-competitive purpose. The costs provided in this tool are estimates only and are not a guarantee of payment or benefits. Your actual cost may be higher or lower than the estimate for various reasons.

General information regarding your health care

The information and content (collectively, "Content") on this website is for your general educational information only. The Content cannot, and is not intended to, replace the relationship that you have with your health care professionals. The Content on this website is not medical advice. You should always talk to your health care professionals for information concerning diagnosis and treatment, including information regarding which drugs or treatment may be appropriate for you. None of the information on this website represents or warrants that any particular drug or treatment is safe, appropriate or effective for you. Health information changes quickly. Therefore, it is always best to confirm information with your health care professionals.

The Dental Care Cost Estimator sometimes groups together, into "treatment categories," services that are often delivered together to address a particular dental problem. The description of different treatment categories, and the inclusion of particular services in a treatment category, is not advice that any particular treatment category is the right treatment for you or that you should not obtain any particular treatment. All of those matters are things that you should decide, in consultation with your dental care professionals. This cost estimator is intended for use in the 50 states, Puerto Rico and other U.S. territories. If you live outside the U.S., you may see information on this cost estimator about products or services that are not available or authorized in your country.

General information regarding your dental benefits

  • Nothing on this website guarantees eligibility, coverage, or payment, or determines or guarantees the benefits, limitations or exclusions of your coverage. For a complete description of the details of your coverage, please refer to your coverage documents. Estimates may vary depending on your benefit plan and the state you live in. Claims will be processed when received according to your plan provisions. 
  • You may be responsible for the cost of procedures or services not covered by your plan. 
  • Use of this website in no way increases or decreases the benefits available under a dental benefit plan. If there is any conflict or discrepancy between the Content on this website and your coverage documents, your coverage documents will control. 
  • Pre-authorizations or referrals are required for certain benefit plans and certain dental care providers. Refer to your benefit plan to determine whether these requirements apply to you. 
  • Preventive services are included in this tool. Preventive care coverage varies by plan and by demographic considerations such as age. Refer to your benefit plan to determine whether preventive services are covered for you. 

General information regarding cost estimates

  • Do not avoid getting dental care based on the cost information provided on this website.
  • This website shows estimates of certain dental care costs.
  • The version of the Cost Estimator that is available publicly (does not require sign-in credentials) uses aggregated historical cost data for the procedure in question.  The secure version (available only after you sign in) uses procedure costs or cost ranges as reflected in provider fee schedules and aggregated historical cost data.
  • The cost estimates provided may be different from your actual costs for several reasons, including but not limited to, your unique dental circumstances and the decisions made by you and your dental professionals as to what services you will receive, deviations between the anticipated scope of services and the services actually provided, and the characteristics of your particular plan.

More information regarding how cost estimates are calculated

Cost estimates for services provided by out-of-network dentists (available in the out-of-network estimator) are based upon submitted claims data for out-of-network providers. The data is based on actual, non-discounted charges that providers have billed.

Cost estimates are specific to geographic areas, as defined by the first three digits of a ZIP code (e.g., the geo ZIP for 12345 is 123).

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Is emergency treatment for employees covered?

No matter how careful your employees are, dental emergencies can strike at any time. Get them back to work faster by knowing how your company’s dental plan covers emergency care.

Most dental benefits cover emergency care provided by dentists or emergency dental clinics. Deductibles, annual maximums and co-pays should remain the same as standard dental care. Employees can often access care from their dentist even when emergencies occur outside typical office hours. Many dentists provide after-hours numbers, so consider encouraging employees to make a plan at their next appointment for emergency care and to ask their dentist what number to call. Emergency care provided by out-of-network dentists may not be covered depending on the plan, such as DHMO, which is another good reason to remind your employees to check their coverage.

Coverage during travel largely depends on location. Because Delta Dental’s network is nationwide, your employees will likely be able to find in-network dentists while traveling inside the U.S. If an emergency does occur during a trip, they can easily search for a participating dentist near their location via deltadental.com or our mobile app. On trips outside the U.S., coverage will vary by plan. Some plans cover emergency care in any location and others do not provide coverage abroad.

While it’s important to know what is covered, it’s also good to know what isn’t. Dental coverage often doesn’t apply to emergency room or urgent care visits. These will be covered by your company’s medical plan instead. Prescriptions required for dental pain or infections will also fall under medical benefits. 

To learn more about how your company’s dental plans apply during travel, contact your broker or local Delta Dental representative today.

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© Copyright 2021 Delta Dental Plans Association. All Rights Reserved. "Delta Dental" refers to the national network of 39 independent Delta Dental companies that provide dental insurance.

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