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Do babies need dental coverage?

Your new baby has finally arrived. You’ve stocked up on baby clothes, installed an infant car seat and added your little one to your medical coverage. But have you thought about dental insurance? Dental coverage is an important way to protect your baby’s health. If dental coverage isn’t on your new baby checklist, here are three reasons to consider it.

1. Get the dental care your baby needs

Did you know that your baby should visit the dentist? The American Academy of Pediatrics recommends booking an appointment by your child’s first birthday — or first tooth, whichever comes first.

Your child’s dentist will check your baby’s gums, teeth and bite to make sure everything is in order. He or she can spot early signs of cavities, gum inflammation and misaligned teeth. Your child’s dentist may recommend preventive services, like cleanings or fluoride treatments. A dental visit also lets you ask questions about your baby’s teeth and get advice on brushing and flossing.

2. Avoid infant tooth decay

Babies can develop cavities before they can even walk. Teeth usually come in around six months, but they can emerge as early as three months. As soon as your baby has at least one tooth, you and your child’s dentist will want to watch out for cavities.

Tooth decay is a serious disease that can cause infection in other parts of the body. What’s more, children who have had tooth decay are more likely to have dental problems as teenagers and adults.

When you prevent (or catch) cavities early on, you help ensure a life of healthy smiles for your child.

3. Save on dental costs

When your baby is covered under your dental plan, you won’t have to pay for dental visits out of pocket. Most plans cover exams, cleanings and other diagnostic or preventive services at 100%. Your plan may also cover restorative treatments.

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How do I sign my baby up for dental coverage?

Good news: Having a baby counts as a qualifying life event, which means you can make changes to your benefits. Just choose family coverage and list your baby as a dependent. If you have any questions about your plan, reach out to your benefits administrator, broker or Delta Dental’s Customer Service.

Not covered? You can sign up for a Delta Dental plan that meets your family’s needs.

When you opt for infant dental coverage, you invest in a lifetime of healthy smiles.

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